Moneta LK LK
Easy to apply
Approval time
No hidden condition
Renewal rules
Service quality
Customer support
Borrower requirements
  • Be over 18
  • Be a citizen or permanent resident of Sri Lanka (hold a valid NIC)
  • Have a stable source of income
  • Have a valid bank account in Sri Lanka.
  • Copy of proof of home address
  • The lender can check the credit history of the borrower
Contact information
Phone number: 1-855-832-7227
24/7 online

Moneta LK is more than just a financial application; it’s a comprehensive solution tailored to the unique needs of Sri Lankans. Designed with a deep understanding of local lifestyles, Moneta LK strives not only to provide financial convenience but also to address and resolve various challenges users might face. With its user-centric approach, the app is committed to fostering positive societal change and promoting well-being. Through Moneta LK, users can experience a harmonious blend of technology and social consciousness, making their lives more manageable and fulfilling.

Moneta LK

Is Moneta legit?

Absolutely! Moneta is not only endorsed as a ‘Central Bank Approved’ payment-related application, but it also stands as a testament to secure and dependable online shopping experiences. Users can confidently utilize Moneta’s services without any reservations regarding safety or legitimacy. Furthermore, Moneta operates under the esteemed umbrella of FinTech Hive (Private) Ltd, a company that is officially incorporated and operates in full compliance with Sri Lankan legal standards, bearing the company registration number PV00213310. This dual validation assures users of Moneta’s credibility and dedication to offering reliable financial solutions.

Loan parameters
  • Loan amount
    Rs. 50000
  • Interest rate
    4,583% per month
  • Term
    up to 6 month
  • Age

Moneta LK App

Moneta LK is your all-in-one financial companion in Sri Lanka, offering a wide range of services tailored to meet your needs:

  • Instant Credit with MoCredit: Need funds urgently? Moneta LK has got you covered. With MoCredit, you can quickly secure a loan, ensuring that financial emergencies are handled smoothly and swiftly.
  • Online Payments: Say goodbye to long queues and manual bill payments. With Moneta LK, you can seamlessly pay your bills online, providing you with unmatched convenience at your fingertips.
  • Buy Now, Pay Later: Spotted something you like but short on cash? No worries! With Moneta LK’s “Buy Now, Pay Later” feature, you can make your purchase today and defer the payment to a later date. Just ensure to familiarize yourself with the terms to make informed decisions.
  • Rewards & Loyalty: Enhance your spending experience with Moneta LK’s exclusive loyalty programs. Earn rewards, avail exciting offers, and enjoy special benefits that are tailored to delight you.
  • Experience financial freedom and convenience like never before with Moneta LK, your trusted financial ally in Sri Lanka.

    Setting up an account on Moneta LK requires users to input their personal data. It’s essential to double-check and rectify any mistakes before submitting your details. If the provided information is found to be inaccurate or inconsistent with the actual facts, the registration may be declined.

    To ensure a smooth sign-up process, users are encouraged to refer to the “Requirements” section on the Moneta Sri Lanka website, where all prerequisites for registration are detailed.

    Once registered, users can leverage Moneta LK’s robust platform to perform a myriad of financial activities with ease. Whether it’s transferring funds to a friend or making online purchases, the platform offers unparalleled speed and convenience. Additionally, users can benefit from competitive interest rates for certain financial products, starting as low as 4.583% per month.

    Detailed Insight into the Service Provider: Moneta LK Sri Lanka

    Taking out a loan might seem straightforward, but it’s crucial to understand the underlying details to make informed decisions. Delve into the specifics of the services provided, and consider the potential implications before proceeding. Here are some pivotal aspects to consider:

  • Loan Duration: The loan tenure you opt for is essential. With Moneta LK, the maximum term you can select is up to 6 months. Ensure that this duration aligns with your repayment capabilities.
  • Additional Charges: While the convenience of a loan is tempting, be wary of any supplementary costs involved:
    • A one-time fee of 50 rupees.
    • An application processing charge of 100 rupees.
  • Loan Ceiling: The highest amount you can borrow via Moneta LK stands at 60,000 rupees. This limit helps ensure manageable repayment schedules and reduces the risk of over-borrowing.
  • Preserving Your Credit Score: Maintaining a positive credit history is paramount. By ensuring timely repayments, you safeguard your financial reputation and keep your credit score in good standing.
  • Consistent Terms: Whether you’re a first-time borrower or a returning customer, Moneta LK offers consistent terms for everyone. This transparency ensures every client gets a fair deal.
  • Reaching Out: If you have queries or require assistance, the Moneta LK team is readily available. Choose your desired communication mode, be it via email or phone, and connect with a dedicated manager who will guide you through your concerns.
  • With Moneta LK Sri Lanka, it’s not just about acquiring a loan; it’s about understanding the nuances, ensuring transparency, and making financially sound decisions.

    • Quick and user-friendly application.
    • Seamless online process to apply for installment loans with just a few taps.
    • Diverse array of services.
    • Loans offered without the need for collateral.
    • Assured data protection and security.
    • Interest rates are higher compared to bank credit cards, though the ease of use compensates for this.
    • Potential penalties and complications for late repayments.
    • Absence of exclusive promotions or offers.

    Criteria for Loan Eligibility with Moneta LK

    For those residing in Sri Lanka and considering a loan with Moneta LK, it’s essential to be informed of the requisite conditions for approval. To qualify, applicants must adhere to the following criteria:

  • Stable Income Source: Applicants should have a consistent and permanent source of income. This demonstrates the ability to service the loan effectively.
  • Documentation: Be prepared to provide scanned copies of necessary documents to substantiate your application.
  • Banking Access: Applicants must have an operational bank account. This allows Moneta LK to evaluate the financial health and solvency of the potential borrower.
  • Identification Verification: Possession of a valid identification number is mandatory for identity verification purposes.
  • Age Limitation: The threshold age for applicants is set at 20 years. Consequently, even students and postgraduates are eligible to apply, broadening the spectrum of potential borrowers.
  • When applying, it’s pivotal to meticulously complete the application form available in the user’s personal profile. Ensure the following details are accurately filled in:

  • Date of Birth
  • Registered Address
  • Monthly Income
  • Contact Phone Number
  • Email Address
  • Important Reminder: The provided contact number should be registered in the applicant’s name and be currently active. Non-compliance with these stipulated conditions or providing incomplete or inaccurate information may lead to the rejection of the Moneta LK loan application.

    As always, thoroughness and accuracy in the application process enhance your chances of loan approval, ensuring a smooth and efficient experience with Moneta LK.

    MoCredit Sri Lanka

    Introducing MoCredit, a pioneering credit feature from the Moneta LK app. With MoCredit, the traditional, often cumbersome, process of visiting banks and navigating complicated paperwork is a thing of the past. Here’s what sets MoCredit apart:

  • No Physical Bank Visits: Why queue up at a bank when you can avail credit right from the comfort of your home? With MoCredit, everything happens online.
  • Transparent Terms: With clear and straightforward terms, MoCredit ensures that users fully understand their obligations without getting lost in financial jargon.
  • No Collateral Required: No assets? No problem. MoCredit does not ask for collateral, making it a stress-free borrowing option.
  • Data-Driven Decisions: MoCredit employs advanced algorithms and uses your personal and financial data to determine your creditworthiness. This ensures a faster and more accurate lending process.
  • Generous Lending Amount: Users can obtain a loan of up to Rs. 50,000, giving them the flexibility to manage both minor and significant financial hitches.
  • Flexible Duration: With a repayment period that can stretch up to a maximum of 6 months, borrowers have ample time to manage their finances and pay back their dues.
  • 24/7 Accessibility: Financial emergencies can arise at any hour. Recognizing this, MoCredit is available round the clock, providing cash advances whenever the need arises.
  • Exclusive to Android: As of now, MoCredit is exclusively available to Android users. This ensures a tailored and optimized experience for this user base.
  • With MoCredit, financial assistance is just a few clicks away, making it a reliable ally for those in need of swift and efficient credit solutions in Sri Lanka.

    Your comment

    Ishara Mendis
    07 December 2023
    Moneta loan service provided me with the necessary financial support. I appreciate your promptness and kind service.
    Fast and Easy Loans Online
    Fast and Easy Loans Online
    Ready? Get it only in 5 minutes!


    Gayan Prasanna
    I repaid the loan in a couple of days, I will apply again.
    Thanks for the quick and easy online loan! I filled out an application for holiday needs, and received the money in a few hours. The whole process took a minimum of time, and everything was just fine!
    Asanka Cooray
    All the nuances were immediately visible, and high interest rates are everywhere.
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    Applying does NOT affect your credit score!

    No credit check to apply.