Easy to apply
Approval time
No hidden condition
Renewal rules
Service quality
Customer support
Borrower requirements
  • Be over 18
  • Be a citizen or permanent resident of Sri Lanka (hold a valid NIC)
  • Have a stable source of income
  • Have a valid bank account in Sri Lanka.
  • Copy of proof of home address
  • The lender can check the credit history of the borrower
Contact information
Phone number: 022-68315555
Shedule 09:30 - 18:00

Robocash in Sri Lanka is an online lending company that provides personal loans to residents of the country. They offer flexible loan amounts and competitive interest rates, making them a great option for those looking to borrow money without the hassle of going to a bank.

Robocash also uses artificial intelligence to analyze applications, allowing them to make faster and more accurate lending decisions. They also offer cash back, so you can earn passive income from your invested funds.

Loan parameters
  • Loan amount
    1000 - 25000 LKR
  • Interest rate
    0% per day
  • Term
    7- 30 days


Robocash offers loans online to borrowers in Sri Lanka, and the application process is quick and easy. The company also offers competitive interest rates and no hidden fees, making it a trustworthy lender.

The company’s business model revolves around automation, which creates hands-free investment options geared around individual parameters. The platform also uses artificial intelligence to analyze loan applications, allowing it to make lending decisions quickly and accurately.

This is an attractive feature for investors who want to save time when searching for loans. The platform also offers a buyback guarantee, which means that it will repurchase your loans if they aren’t being paid back on time.

However, you should be aware of the risks that come with investing in a P2P lending platform. Some lenders can be more risky than others, and some have less-than-reputable reputations.

In addition, some lenders may require collateral or guarantors to obtain a loan, which can be unfavorable for borrowers. For this reason, it’s important to choose a loan platform that’s trustworthy and can be relied upon.

For example, Robocash has a strong reputation and is part of a profitable group of companies. This makes it less likely that the platform will go bankrupt than other P2P lending platforms, which means that your funds are more secure.

Robocash has an excellent customer support team and can be reached via email, phone or live chat. They’re available to answer questions 24/7 and provide support in English, Russian, Chinese and Malay. They also send monthly newsletters to investors.

The website is easy to navigate and offers a wealth of information about the platform. It also contains a blog and a Telegram channel, where you can ask Anna, the platform’s CEO, questions.

Another useful tool is the auto-invest feature, which allows you to set up automatic portfolios that automatically select loans for you. You can use this to automate your investment strategy and increase your profits without having to manually search for new loans.

Robocash is a great option for those looking to diversify their portfolio and get higher returns on their investments. The platform is backed by a global network of loan originators and offers a buyback guarantee, which can be very helpful for investors who are worried about losing their money.

Interest rates

Robocash offers a range of interest rates and loan terms. The majority of their loans are 7-30 day ‘payday’ style loans, however they also offer 12 month loans with easy, hands-off returns of 12% to 14% depending on your investment strategy. The group is very profitable and has a strong credit quality, with only around 10% of their loans being overdue at any point in time.

They also offer a buyback guarantee on most of their loans, which means that they will buy back the loan and pay you both the principal amount and the interest if you are unable to repay it within 30 days. This is a very good deal and makes Robocash a great option for diversification when investing in short term Euro currency loans.

Their customer support is excellent and they have a high level of transparency on their site. They have a very clear set of policies and a good background check process for new investors to ensure that they are making a safe, legal decision.

The homepage of the website has a fresh, modern look which loads fast and is very easy to navigate. The readability of the documentation is very good, and they have a handy calculator at the top of the page which lets you choose how much you want to invest and then see how your money will earn you interest over time.

This is a great tool for people who are new to robocash and don’t know how much they should be borrowing. It also allows you to view a comparison of other lenders’ rates and fees before deciding which one is right for you.

It also has a calculator to calculate your personal loan. You simply enter your details, such as the number of months you want the loan to be active and the interest rate you’d like to receive, and the calculator will give you an estimated monthly payment.

Robocash is a solid P2P lending platform that has worked very well over the last year. It was among the few that did not struggle during COVID-19 in 2020 and still fulfills all its obligations to investors.


Robocash is an online loan platform that offers a range of different financial services. They provide a safe and convenient way to borrow money, as well as auto-invest your funds into various portfolios. They also offer a customer service team to help you out if you have any questions.

The Robocash system is very simple to use. Once you have registered with the website, you can request a loan amount and select your payment method. It takes only a few minutes to apply and you can receive your funds within 24 hours of the approval.

This is a great option for people who want to avoid high interest rates and fees from traditional lenders. They also offer loans to individuals with bad credit, and they can be used for any purpose.

They have a very fast processing time, and they are always available to help you out if you have any queries. They have also improved their security so that you can feel comfortable using them.

Robocash uses a proprietary algorithm to ensure that all loans are legitimate. This is important because it helps to prevent scams. It also reduces the number of false positives that the company gets.

The company uses ComplyAdvantage to provide them with secure access to complete, timely and up-to-date anti-money laundering data. This allows the company to easily manage their alerts and comply with regulations.

To make sure that you are not a target for scammers, you must be honest about your identity and bank details. You must also prove that you are a Sri Lankan citizen. You can do this by providing proof of your NIC and bank account numbers.

Once you have been approved for a loan, you will be able to receive your money in your bank account in 24 hours. Once you have received your funds, it is a good idea to pay off your loan as soon as possible so that you can avoid any further charges.

The only thing that we didn’t like about the Robocash system is that it does not accept test deposits from non-Eurozone countries. However, this is a small issue that should not impact the majority of investors.

Payment options

If you are searching for a fast and convenient way to solve your financial problems, you should consider robocash in Sri Lanka. These loans are more flexible than bank or pawn shop loans, and you can use them even from any place in Sri Lanka with an Internet connection. The service also does not require collateral or guarantors.

The website offers a wide range of loan options to meet the needs of any borrower, with terms available anywhere from 30-90 days. In addition, the platform has a ‘buyback guarantee’ on most loans, so you can always get your money back if you are not able to repay them in time.

To start the process of using robocash in Sri Lanka, you need to register on the website. After doing so, you will be able to view information about your active loan, its current status and maturity dates.

Next, you need to choose a payment method and provide your personal data. Once you have completed this, you can send an application to the company for processing. Once the manager reviews it, you will receive a decision within an hour.

If your application is approved, you can transfer the money from the account to your bank. If the application is rejected, you can try again after one hour. It is best to check the accuracy of the data you have provided and retry again if necessary.

Robocash Sri Lanka uses a unique system of automated credit processing. This allows clients to quickly submit their loan applications online, which is important for many Sri Lankans who need quick loans. In addition, the company accepts applications round-the-clock.

The company is a member of the international Robocash Group, which has been in business since 2013. Its model revolves around automation, creating hands-free investment opportunities tailored to individual parameters and borrowers’ mentalities. This approach allows the platform to maintain a strong global network of lenders and provides its customers with a high level of transparency. The company also provides competitive interest rates, which are comparable to those of other lending services.

Your comment

Samanthi Kumari
01 August 2023
I was wary of hidden fees and complications, but with Robocash, what you see is what you get. It’s refreshing to see such transparency in the financial sector.
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Lasantha Perera
I took a loan for a period of 20 days. no complaints. He clearly explained all the conditions and quickly received the money on the card.
Gayan Prasanna
I repaid the loan in a couple of days, I will apply again.
Ruwan Pradeep
I realized that there was not enough money to pay the bill in the restaurant, I went out for a smoke and filled out an online application. After 40 minutes the money was on the card.
Ravi Priyadarshana
Here I instantly finded the best offer. Everything is very simple and very fast!
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