Genie Loan Loan
Easy to apply
Approval time
No hidden condition
Renewal rules
Service quality
Customer support
Borrower requirements
  • Be over 18
  • Be a citizen or permanent resident of Sri Lanka (hold a valid NIC)
  • Have a stable source of income
  • Have a valid bank account in Sri Lanka.
  • Copy of proof of home address
  • The lender can check the credit history of the borrower
Contact information
Phone number: +94 76 888 0880
Shedule Genie operates from Monday to Friday, from 9 AM to 6 PM.

Genie has been making waves in the online lending industry in Sri Lanka. With its user-friendly platform and hassle-free application process, Genie has become a popular choice for those in need of quick and easy loans. But what makes Genie stand out from other online lenders?

Genie loan

What is Genie loan?

Genie loan is a popular and reliable online lending platform in Sri Lanka. It is designed to provide quick and easy access to personal loans for individuals who need financial assistance. This platform offers a range of features, including low interest rates, flexible repayment options, and a quick approval process, making it a popular choice among borrowers.

Genie loan operates on an online platform, which means that borrowers can apply for loans from the comfort of their own homes. All they need is a stable internet connection and a device that can access the internet. The platform is user-friendly and easy to navigate, making it easy for anyone to apply for a loan.

One of the key features of Genie loan is its low interest rates. The platform offers some of the lowest interest rates in the market, making it an attractive choice for borrowers who are looking to save money on interest charges. Additionally, Genie loan offers flexible repayment options, which means that borrowers can choose a repayment plan that suits their needs and budget.

Another advantage of using Genie loan is its quick approval process. The platform uses advanced algorithms and data analytics to process loan applications quickly and efficiently. This means that borrowers can receive loan approvals within minutes of submitting their applications.

In addition to these features, Genie loan also offers a range of other benefits to borrowers. For example, the platform provides access to a range of loan products, including personal loans, education loans, and business loans. It also offers a range of repayment options, including online payments, bank transfers, and automatic deductions.

Overall, Genie loan is a reliable and convenient platform for individuals who need financial assistance. Its low interest rates, flexible repayment options, and quick approval process make it a popular choice among borrowers in Sri Lanka. So, if you’re looking for a reliable and hassle-free way to get a personal loan, Genie loan is definitely worth considering.

Loan parameters
  • Loan amount
    LKR 5,000 - LKR 100,000
  • Interest rate
    6.50% p.a
  • Term
    7 - 30 days
  • Minimum borrower age
    18+ years
  • Application review time
    up to 24 hours

How to apply for Genie loan?

If you are in need of quick cash, Genie loan is a great option for you. Genie is a trusted financial institution that offers personal loans with flexible repayment options. In this blog, we will guide you on how to apply for a Genie loan online in Sri Lanka. Step-by-Step Guide on How to Apply for a Genie Loan Online

  1. Visit Genie’s official website. The first step to applying for a Genie loan is to visit their official website at
  2. Fill in the online application form. On their website, you will find an online application form that you need to fill out. The form will require you to provide some personal details such as your name, address, phone number, and email address.
  3. Choose your loan amount and repayment period. After filling out the initial form, you will be asked to choose your loan amount and repayment period. Genie offers loans ranging from LKR 10,000 to LKR 1,000,000 with a repayment period of 6 to 60 months.
  4. Upload the necessary documents. To complete your application, you will need to upload the necessary documents. These documents include a copy of your national ID card, proof of income, and bank statements for the past three months.
  5. Submit your application. Once you have filled in all the required information and uploaded the necessary documents, you can submit your application.

Requirements for a Genie Loan

To be eligible for a Genie loan, you need to meet the following criteria:

  1. You must be a Sri Lankan citizen or a permanent resident of Sri Lanka
  2. You must be between 22 and 60 years old
  3. You must have a minimum monthly income of LKR 15,000
  4. You must have a valid national ID card 5. You must have a bank account in your name

Benefits of getting a Genie loan

Genie loan is a popular online loan provider in Sri Lanka that offers easy and quick access to funds for those in need. The benefits of getting a Genie loan are numerous, making it an attractive option for many people.

One of the most significant advantages of getting a Genie loan is that no collateral is required. This means that you don’t have to put up any of your assets, such as your car or property, as security for the loan. This can be a huge relief for those who do not have any collateral to offer or those who do not want to put their assets at risk.

Another benefit of getting a Genie loan is the minimal documentation required. Unlike traditional banks that require a lot of paperwork and documentation, Genie loan only needs a few essential documents to get started. This simplifies the loan application process, making it quick and hassle-free.

Perhaps the most significant advantage of getting a Genie loan is the fast disbursal of funds. Once your loan application is approved, you can expect the money to be transferred to your bank account within a few hours. This is especially beneficial for those who need money urgently, such as for medical emergencies or unexpected expenses.

Apart from these benefits, Genie loan also offers competitive interest rates and flexible repayment options. This means that you can choose a repayment plan that suits your budget and financial situation.

How to repay Genie loan?

Genie loans have been a lifesaver for many Sri Lankans in urgent need of financial assistance. Whether it’s to pay for unexpected medical bills or to fund a home renovation project, Genie loans offer a quick and easy solution. However, as with any loan, the repayment process can be daunting. In this article, we will discuss the repayment options available for Genie loans and provide tips on how to manage loan repayments effectively.

Repayment Options for Genie Loans

Genie loans offer several repayment options to suit your financial situation. Here are the most common options:

  1. Direct Debit – This is the most convenient and hassle-free option. Your monthly repayments will be automatically deducted from your bank account on the due date.
  2. Bank Transfer – You can also make your monthly repayments via bank transfer. Ensure that you include your loan account number in the reference so that the payment is correctly allocated.
  3. Mobile Banking – With the rise of mobile banking, many Sri Lankan banks now offer the option to make loan repayments through their mobile banking app.
  4. Online Payment – Genie loans also offer online payment options through their website. You can make a one-time payment or set up recurring payments for added convenience.

Tips for Managing Loan Repayments Effectively

  1. Create a Budget – It’s essential to have a clear understanding of your income and expenses to ensure that you can meet your loan repayments. Create a budget that includes all your expenses, and identify areas where you can cut back if needed.
  2. Prioritize Your Loan Repayments – Make your loan repayments a top priority. Ensure that you pay your loan on time to avoid late fees and penalties.
  3. Consider Extra Repayments – If you have extra funds, consider making additional repayments towards your loan. This will help you pay off your loan faster and save money on interest.
  4. Seek Professional Advice – If you’re struggling to make your loan repayments, seek professional advice. A financial advisor can help you create a plan to manage your finances effectively.


Genie loans offer a convenient solution for those in need of financial assistance. Genie offers unsecured loans, so borrowers do not need to provide any collateral to secure the loan. Borrowers can choose a repayment term that suits their financial situation, from as short as 6 months to as long as 36 months By understanding the repayment options available and managing your repayments effectively, you can ensure that your loan is paid off on time and avoid any unnecessary fees or penalties.

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