eZ Cash Loans

https://ceyloanonline.com/eZ Cash
Easy to apply
Approval time
No hidden condition
Renewal rules
Service quality
Customer support
Borrower requirements
  • Be over 18
  • Be a citizen or permanent resident of Sri Lanka (hold a valid NIC)
  • Have a stable source of income
  • Have a valid bank account in Sri Lanka.
  • Copy of proof of home address
  • The lender can check the credit history of the borrower
Contact information
Phone number: 7111 (from any network) or 0766 275 275
Shedule Monday to Saturday 8.30 am to 6.30 pm

eZ Cash online loan service is designed for people over 18 years of age in Sri Lanka who need quick access to funds. With a friendly and easy-to-use platform, eZ Cash loan offers a convenient solution to your financial needs. Whether you need to pay off a debt, cover unexpected expenses, or just want to treat yourself to something special, eZ Cash loan is here to help.

eZ Cash

eZ Cash is a mobile money platform that offers a variety of financial services, including loans, to its customers in Sri Lanka. The platform is operated by Dialog Axiata, one of the leading telecommunications companies in Sri Lanka.

Customers can apply for a loan through the eZ Cash app or by visiting one of the eZ Cash outlets located across the country. The loans offered by eZ Cash are typically short-term and are designed to help customers meet their immediate financial needs.

Loan parameters
  • Loan amount
    1000 - 100000 LKR
  • Interest rate
    starts at 3% per month
  • Term
    Up to 30 days
  • Age
    18+ years
  • Service fee
    A fee of 2.5% will be charged on the loan amount

How to apply for loan online

Are you in need of some extra cash but don’t have the time or energy to go through the hassle of traditional loan applications? eZ Cash loan online in Sri Lanka is here to make things easier for you!

Step 1: Check Your Eligibility

Before applying for an eZ Cash loan online, it’s important to ensure that you meet the eligibility criteria. To be eligible for an eZ Cash loan, you must be over 18 years of age, a Sri Lankan citizen or resident, and have a valid mobile phone number registered in your name.

Step 2: Register for eZ Cash

If you are not already registered for eZ Cash, you will need to do so before applying for a loan. Registration is a simple process that can be done through any eZ Cash retailer, bank branch or online. Once registered, you will receive a unique eZ Cash account number and a PIN code.

Step 3: Apply for the Loan

Now that you have checked your eligibility and registered for eZ Cash, you can apply for the loan online. Visit the eZ Cash website and log in to your account using your eZ Cash account number and PIN code. From there, select the ‘Loan’ option and fill out the application form. You will need to provide your personal details, employment status, and loan amount required.

Step 4: Wait for Approval

Once you have submitted your loan application, eZ Cash will review your application and decide whether to approve your loan or not. This process usually takes less than 24 hours, after which you will receive a notification via SMS.

Step 5: Receive Your Loan

If your loan application is approved, the funds will be transferred to your eZ Cash account within minutes. You can then withdraw the funds from any eZ Cash retailer, bank branch or ATM.

  • Quick and easy application process with minimal documentation requirements
  • Loan disbursements can be done instantly to the eZ Cash mobile wallet or bank account
  • eZ Cash mobile wallet can be used for a variety of transactions beyond loan disbursements
  • Strict repayment terms
  • Limited availability to certain geographic areas in Sri Lanka
  • Only available to individuals who have an eZ Cash mobile wallet or bank account with a partnering bank.

Benefits of using eZ Cash loan

Are you tired of traditional loan application processes that require extensive paperwork and long waiting periods? Say goodbye to the hassle and switch to eZ Cash loan online in Sri Lanka, the quick and easy solution to your financial needs.

Here are some of the key benefits that make eZ Cash loan stand out from the rest:

  1. Convenient and Fast Application Process

Gone are the days of visiting banks and filling out piles of paperwork. With eZ Cash loan, you can apply online from the comfort of your own home in just a few clicks. The entire process is digital, which means no waiting in long lines or dealing with any annoying paperwork. What’s more, the application process is fast, and you can receive loan approval within minutes.

  1. Flexible Repayment Terms eZ Cash loan offers flexible repayment terms that suit your financial situation. You can choose the repayment period that works best for you, whether it’s a short-term loan or a longer-term loan. This allows you to manage your finances better and avoid any undue financial strain.
  2. Competitive Interest Rates eZ Cash loan offers competitive interest rates that are affordable and fair. This means that you can borrow the money you need without worrying about excessive interest rates that can put you in debt.
  3. No Collateral Required

Unlike traditional loans, eZ Cash loan does not require any collateral. This means that you do not have to worry about putting your assets at risk if you are unable to repay the loan. eZ Cash loan is unsecured, which makes it a safe and convenient option for borrowing money.

Fees and charges

Firstly, let’s look at the fees. eZ Cash charges a processing fee of 3% of the loan amount. So if you borrow Rs. 10,000, you’ll be charged Rs. 300 as a processing fee. Additionally, there is an interest rate of 5% per month, which is calculated based on the outstanding loan amount. It’s important to note that interest is charged on the reducing balance of the loan, which means that as you make repayments, your interest charges will decrease.

Now let’s take a closer look at the charges. The processing fee of 3% is a one-time charge that is deducted from the loan amount when it is disbursed. This means that if you borrow Rs. 10,000, you’ll only receive Rs. 9,700 in your account, as Rs. 300 will be deducted as the processing fee.

The interest rate of 5% per month is calculated based on the outstanding loan amount. So if you borrow Rs. 10,000 and make a repayment of Rs. 2,000, your interest charges will be calculated on the remaining balance of Rs. 8,000. This means that you’ll be charged Rs. 400 in interest for that month (5% of Rs. 8,000).

It’s also worth noting that eZ Cash charges a late payment fee of 2% per month on any outstanding amounts. So if you miss a repayment, you’ll be charged an additional 2% on top of your interest charges.

Overall, eZ Cash loan offers a transparent fee structure that is easy to understand. By knowing the fees and charges associated with the loan, you can make an informed decision and avoid any surprises down the line. If you have any questions or concerns about the fees, don’t hesitate to reach out to eZ Cash customer support for assistance.


1. What is an eZ Cash loan?

An eZ Cash loan is a short-term loan that you can apply for online. It’s perfect for people who need cash quickly but don’t want to go through the hassle of traditional loan applications.

2. How much can I borrow with an eZ Cash loan?

You can borrow anywhere from Rs. 10,000 to Rs. 100,000 with an eZ Cash loan. The exact amount you’re eligible for will depend on your credit score and other factors.

3. What is the interest rate on an eZ Cash loan?

The interest rate on an eZ Cash loan varies depending on the amount borrowed and the duration of the loan. Its rates are competitive with other lenders in Sri Lanka, and eZ Cash always ensure that our customers are aware of the total cost of the loan before they apply.

4. How long does it take to get approved for an eZ Cash loan?

Our online application process is quick and easy, and most applicants receive a decision within minutes. Once approved, the funds will be transferred directly to your bank account within 24 hours.

5. Do I need collateral to apply for an eZ Cash loan?

No, you don’t need any collateral to apply for an eZ Cash loan. All lender requires is proof of income and a valid identification document.

6. What happens if I can’t repay my eZ Cash loan on time?

eZ Cash understand that unforeseen circumstances can arise, and always encourage customers to reach out to us if they’re having difficulty making payments. eZ Cash can work with you to come up with a repayment plan that’s manageable for your financial situation.

7. Can I apply for an eZ Cash loan if I have bad credit?

Yes, eZ Cash considers all applications regardless of credit score. eZ Cash understands that past financial mistakes shouldn’t necessarily prevent you from accessing the funds you need.

Your comment

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Lasantha Perera
I took a loan for a period of 20 days. no complaints. He clearly explained all the conditions and quickly received the money on the card.
Gayan Prasanna
I repaid the loan in a couple of days, I will apply again.
An online loan is convenient, fast and hassle-free. The need for it arose for the first time, and I was a little worried. But everything went smoothly, and the money was credited to the card quickly. Great emergency service!
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