LoanMe Application

Easy to apply
Approval time
No hidden condition
Renewal rules
Service quality
Customer support
5.0/5 App

If you are in need of a quick loan in Sri Lanka, you may want to consider an online lender. Unlike traditional banks, many online lenders do not require you to visit a physical location or branch.

However, it is important to choose a reliable service provider. This will help you avoid any financial problems in the future.

Loan parameters
  • Loan amount
    5000 - 40000 LKR
  • Interest rate
    0,03% per day
  • Term
    90 - 120 days

Review of the LoanMe application in Sri Lanka

LoanMe is an online lender that offers loans for individuals. Their loan application process is quick and easy, with funds disbursed within 24 hours. In addition, they offer competitive interest rates and no hidden fees, making them a reliable and trustworthy lender.

LoanMe app offers loans with repayment terms of up to 12 months. They also offer loans with no prepayment penalties, which can be helpful if you want to save on interest payments. However, borrowers should be aware that they may be subject to double-digit loan origination fees. Moreover, they may also be charged fees for late or returned payments, depending on where they live.

Before applying for a LoanMe loan, it’s important to understand your financial situation and make sure you can repay the loan on time. If you do not have enough income to cover the cost of the loan, it’s best to look for a different lender.

To qualify for a LoanMe loan, you must be at least 22 years old and have a steady income. Additionally, you must have an active bank account. You must also have a valid email address and a mobile phone number.

You can apply for a loan online by going to the website, selecting your preferred loan amount and repayment period. Once you’ve completed your application, the money will be transferred to your bank account in a few seconds.

Although the application process is simple and fast, it’s important to be aware of the loan’s terms. If you don’t read the terms carefully and pay the loan off on time, it could ruin your credit history and affect your future financial ability.

Another important consideration is the type of loan you’re applying for. A traditional loan from a bank is more likely to be approved, but it comes with higher interest rates and a longer repayment period. On the other hand, a fast loan online is an ideal solution for short-term needs.

Those with poor credit should also weigh the pros and cons of their borrowing options carefully before taking out a LoanMe loan.

Mobile app

LoanMe has a mobile app that allows borrowers to apply for loans through their smartphones. Upon approval, they can receive the funds directly to their bank account. They can also make payment requests and check on their accounts from the app.

Loanme offers personal and business loans based on client qualifications. Their personal loans range from a few hundred dollars to tens of thousands. These loans can be used for a variety of purposes, including debt consolidation and home improvement projects.

The LoanMe application process is quick and simple. Applicants are screened by an automated system to ensure they’re eligible for a loan. This system uses a smart scorecard to assess the applicant’s credit history and financial situation. If they qualify, they are given an instant decision and the funds can be deposited in their bank account within a few hours.

Unlike most lenders, LoanMe doesn’t have a list of restricted industries or qualifying loan purposes. This makes it a good choice for small businesses that are looking to secure financing.

However, the company is licensed to lend in only 10 states. This makes it difficult for customers in other areas to apply.

Although LoanMe’s website doesn’t disclose interest rates, borrowers can pre-qualify for a loan using their personal information and credit score. This will not affect their credit report and will give them a better idea of what loan terms they may be able to qualify for.

The lender also does not charge late fees or prepayment fees if borrowers decide to pay off their personal loans early. They do, however, deduct an origination fee from the loan amount.

LoanMe has an extensive customer support team that is available via email, phone and live chat. They offer a wide range of helpful tips and advice to help borrowers find the best loan for their needs.

They also provide a wide range of repayment options, making it easy to choose the one that works best for you. The best part is that LoanMe doesn’t charge any fees for paying off your loan early.

Customer support

If you need a quick fix to your financial woes, Loanme is the online lender for you. They have a dedicated team of experts that will assist you to get your finances on the right track. This company is also one of the safest places to borrow money in Sri Lanka. They offer a wide range of services and a secure online application process that is easy to use. In addition, they have a plethora of helpful customer support agents that will help you in any situation. Moreover, they also have a fancy looking mobile app for both Android and iOS that you can download from your favorite app store. It is not surprising that they are a popular choice among borrowers and are the preferred source of online finance in the country. To get a loan you need to fill out an application form, which is usually accompanied by your ID, address and proof of income. Once you are approved for a loan, the money is sent directly to your bank account.

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Your comment

Sunil de Silva
24 June 2024
Applying for a loan online has become a real salvation. The process is intuitive, no hidden fees. The money arrived quickly, which allowed us to quickly resolve financial issues.
24 January 2024
The application was simple, approval was quick, and I faced no hidden charges. The flexibility in repayment terms eased my financial burden. For fast, transparent, and reliable financial assistance, I highly recommend them to anyone
Tharindu De Silva
02 December 2023
Loanme service helped me in a critical financial situation. Prompt resolution of issues and friendly staff are what makes this service stand out.
Nadeesha Silva
09 June 2023
The process of obtaining a loan was intuitive and safe. Excellent service
31 March 2023
Loanme online platform is user-friendly and easy to navigate. Applying for a loan has never been easier.


Chaminda Sandaruwan
I had to take a loan, they issued it quickly, they paid it on time, the percentage was minimal, in general, everything was as it should be.
Pubudu Prasad
I just opened the site and applied for an online loan without a card almost instantly!
Chathura Tennakoon
Registration is faster than in a bank. But the interest rate is high
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Applying does NOT affect your credit score!

No credit check to apply.